Nothing can ruin a shopping trip faster than finding out that fraudsters has stolen your credit card information and are on a crazy shopping spree buying designer sunglasses and eating out at expensive beach-side restaurants.
Fortunately, SAFE Credit Union members who have our Visa credit cards receive layers of protection that keep your information, credit, and money secure while deterring fraudsters and scammers from going wild with your account.
Security Tech
We have security built into every card with Tap to Pay technology that lets card holders simply place their cards on pay terminals equipped with touchless payment abilities. Using Tap to Pay can make it harder to steal/skim your card number.
You can also add your SAFE credit cards to your digital wallets such as Apple Pay®, Google Pay™, and Samsung Pay®. Using your digital wallet to pay is the most secure method of payment because a unique code is created for each transaction that cannot be reused or tied back to your account.
Alerts and Card Controls
SAFE offers easy access to tools that let you set alerts to track real-time about card activity, as well as the ability to turn cards off and on with a few taps in Online Banking and the SAFE Mobile App. Think you’ve misplaced your card? Turn it off fast 24/7. Found it again? Easily turn it back on at any time. SAFE also provides easy ways for you to dispute transactions in the event your card has been compromised.
Visa Card Protections
In addition to the security and tools SAFE offers, Visa also offers a range of benefits for its credit cards. All SAFE’s Visa credit cards – Smart, Essential, Cash Back, and Cash Back+ -- offer ID Navigator that alerts cardholders to identity theft, helps restore your identity and provides you greater control over your online privacy. Another service, Dovly Uplift, helps people monitor and protect their credit, as well as offer methods to help build credit scores. These benefits come at no extra cost or fees!
Get Top Protection from Cash Back+ Visa Signature®
SAFE’s Cash Back+ Visa Signature® Credit Card offers our highest level of protection and card benefits, including porch piracy, extended warranty and event ticket cardholder protection, as well as trip cancellation and interruption insurance. All this while earning up to 5% cash back on purchases made in a category you choose, 3% on restaurants, groceries, and gasoline; and 1% on all other purchases.
Try one of our most popular cards that offer a special intro APR on new purchases. Apply through Online Banking, the SAFE Mobile App, or by contacting us.
Be on the lookout for scams
Scammers are always on the hunt for the new ways to steal your information. Be alert and informed! Follow our latest information on scams and fraud here on our Beyond Everyday Banking blog. Here are a few of our latest.
https://blog.safecu.org/how-to-protect-yourself-after-a-major-data-breach
https://blog.safecu.org/what-is-smishing-and-how-you-can-protect-yourself-from-it
https://blog.safecu.org/how-to-protect-yourself-from-skimmers
