SAFE is offering an easy way for members to take a breather from paying interest on a credit card balance.
Here’s how we do it. Members who transfer balances from credit cards from other financial institutions to a SAFE Visa® credit card can receive 0% APR for 12 billing cycles with a variable 12.29%-21.99% APR thereafter.*
If you haven’t experienced the convenience and benefits of a SAFE Visa® credit card, we invite you to explore our options. We have a card that’s a right fit for any part of your financial journey.
Members can access this offer through SAFE Online Banking, the SAFE Mobile App, through our Contact Center, and by visiting a branch.
This is a limited time offer, so consider making the move today.
*Balance transfer(s) must be submitted by April 28, 2026. 0.00% Promo APR good for first 12 billing cycles after the first initiated balance transfer. Variable APR thereafter is 12.29% to 21.99% for new cardholders, and is accurate as of February 10, 2026. For existing cardholders, see your Credit Card Agreement and Truth-in-Lending Disclosure for your APR details. Balance transfer payment may take up to two (2) weeks to process by the other financial institution. Foreign Transaction: Up to 1% of each transaction in U.S. dollars. Late Payment: $15 or the current minimum payment amount, whichever is less. Cash Back, Cash Back+, and Essential Credit Cards have a Cash Advance fee of either $10 or 3% of the amount of each transfer, whichever is greater. Rates, terms, and conditions subject to change. Exclusions: The Smart Visa Credit Card and transfers from existing SAFE loans are excluded from promotional offer.
