Amy Franzen June 29, 2022 at 7:00 AM

How SAFE Helps Families with Their Financial Goals

At a young age, my sister and I were fortunate to have our parents discuss finance and money with us. They helped us open savings accounts at a local credit union in Sacramento to make sure we had a foundation to build on. As we grew up, if we wanted to purchase a gift for a friend’s birthday, we needed to work for the money to buy it ourselves. At the time, cleaning the bathroom was not what I wanted to do, but now looking back, I am thankful for that experience and how it built the work ethic I have today. Once we were old enough to open a credit card account, our parents were sure to teach us about the world of credit scores and what it took to build a score and keep it up.

Now, my husband and I purchased our first home in January, and I am working for an amazing credit union that truly promotes the mission of people helping people.

SAFE is here to support you and your family in achieving your financial goals. They offer a variety of options for families to make beneficial financial decisions as a family unit and as individual family members. 

Earn Cash Back with Cash Rewards Credit Card

One way we help families save is with the SAFE Cash Rewards Visa Signature® Credit Card.1 The card provides up to 5% cash back on revolving bonus categories that cardholders choose from; 3% cash back on gasoline, groceries, and restaurants; and 1% cash back on all other purchases. And good news for parents! From July 1-September 30, 2022, families can save 5% on day care costs when they choose that category.

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Freedom Checking

If you are looking for a basic checking account with no monthly service fee with estatements2, Freedom Checking is a straightforward, simple checking account to make everyday banking a breeze.

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Perfect Cents Savings®

Looking for an automatic piggybank? Perfect Cents Savings® is for you! This program rounds up each SAFE Visa® Debit Card purchase to the next whole dollar. At the end of each day, the “change” is transferred to a SAFE savings account of your choice.

Grow Your Money

Financial Education

We host FREE financial webinars ranging from how to build credit, steps to purchase your first home, living trusts/estate planning, and how to plan for retirement. All you need to do is sign up and tune in!

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Accounts for Kids

SAFE offers Kids Club Savings accounts for children under 12. The account matures with them and becomes a Young Member account for ages 13-17. A checking account can be opened at the age of 13, which includes a debit card. This allows your teens to build strong financial foundations and establish a relationship with a credit union that they can take with them into adulthood.

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Competitive Auto & Mortgage Rates

Enjoy competitive auto loan rates with flexible terms and fast processing for new and used vehicles. We also have a five-star lineup of Mortgage Officers who have the skills and solutions that can help you purchase a new house or refinance your home for a lower monthly payment!

Auto- Apply Now & Mortgage- Apply Now


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Join SAFE & become a member!

View upcoming events and webinars


1 All loans subject to approval and membership eligibility. 2 A separate $2 paper statement fee may be charged each month a paper statement is generated. Waived for members under 21 years of age or members 65 years of age or older, or Capitol Club.


Amy Franzen

Digital Marketing Specialist at SAFE Credit Union