1 0.00% introductory APR on balance transfers from other lenders for nine months from account opening date, available to well-qualified applicants only. After that your APR ranges from 9.74%-15.74% determined by your credit history. APR for purchases and cash advances is variable, currently ranges from 9.74%-15.74%, and is accurate as of 1/1/2018. The APR will vary with the market based on the Prime Rate. Cash Advance Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater. Late Payment Fee: $15 or the current minimum payment amount, whichever is less. Returned Payment Fee: Up to $10. Foreign Transaction Fee: 1% of each transaction in U.S. dollars. Rates, terms, and conditions subject to change. 2 Owner-occupied properties only. APR is variable, ranges from 5.09% to 9.09%, is accurate as of 1/1/2018, and may change based on Prime Rate as published in the Wall Street Journal, Western Edition, currently 4.5%, plus a margin of .59%-4.59%. Maximum APR will not exceed 15.00%. If loan is closed within 3 years, waived closing costs ranging from $485 to $1,590 will be owed. Appraisal fee up to $900 may apply. Subject to credit approval, membership eligibility, acceptable lien position, and satisfactory property inspection and/or valuation. Terms and conditions subject to change.
All loans subject to credit approval and membership eligibility.